Ideal Client Alliance

Affiliate Program Terms of Use

Effective Date: 27 August 2026 · Last Updated: 27 August 2026

These Affiliate Program Terms of Use (“Agreement”) govern participation in the Ideal Client Alliance affiliate program (“Affiliate Program” or “Program”) and use of its related referral links, affiliate accounts, dashboards, websites, tools and systems.

The Program is operated by LR Mobi, a South African private company with registration number 2026/174534/07, trading as Ideal Client Alliance (“ICA”, “Company”, “we”, “us” or “our”).

“Affiliate”, “you” and “your” mean the individual or legal entity participating in the Program.

This Agreement must be read together with any applicable ICA membership terms, Privacy Policy, cancellation or refund policy and other Program policies expressly made applicable to you.

Nothing in this Agreement excludes, restricts or waives any right or protection that cannot lawfully be excluded under applicable law.

1. Acceptance of these terms

By applying for, activating, accessing or participating in the Program, using an ICA affiliate account or referral link, or clicking an electronic button or checkbox confirming acceptance, you agree to be bound by this Agreement.

If you do not agree, you may not participate in the Program.

ICA may retain electronic records showing:

• the identity or account of the person accepting;
• the version of the Agreement accepted;
• the date and time of acceptance; and
• other electronic records reasonably necessary to establish acceptance.

Electronic acceptance and electronic records may be relied upon to the extent permitted by applicable law.

2. Existing affiliates and effective date

These Terms take effect on 27 August 2026.

Affiliates who participated in the Program before this date may be required to accept these Terms in order to continue participating in the Program.

These Terms do not retrospectively cancel or reduce legitimate commission properly earned before their effective date.

Historical commissions, referrals, attribution records and payment records may continue to be recognised and maintained for accounting, audit and compliance purposes.

Participation after the effective date is governed by this Agreement once the Affiliate has validly accepted it or otherwise becomes legally bound by it.

3. Eligibility

You must:

1. be at least 18 years old;
2. have legal capacity to enter into this Agreement;
3. provide accurate information to ICA;
4. comply with laws applicable to your participation and marketing activities; and
5. satisfy any reasonable verification or compliance requirements imposed by ICA.

Participation is not permitted where the Program or the Affiliate’s activities would be unlawful.

ICA may require identity, payout, tax or other reasonable compliance information before activating or continuing an Affiliate account or processing payment.

An Affiliate account is personal to the approved account holder and may not be sold, transferred, assigned or shared without ICA’s written permission.

4. Standard Affiliate commission

The standard Affiliate commission rate is 30% recurring commission on qualifying membership payments properly attributed to the Affiliate.

The 30% rate applies to qualifying initial payments and qualifying recurring renewal payments, subject to this Agreement.

ICA may separately agree to a different commission arrangement with a particular Affiliate.

Any different arrangement must be expressly authorised by ICA, whether in writing, through the Affiliate’s account or through another verifiable Company record.

A special individual arrangement does not create a general Program entitlement and does not change the standard 30% Program rate for other Affiliates.

5. Recurring commission

Subject to this Agreement, a qualifying referral may generate commission on:

1. the customer’s initial successfully completed qualifying membership payment; and
2. each subsequent successfully completed qualifying recurring renewal payment attributable to the same Affiliate.

Each successfully completed renewal is a separate commission event.

No commission arises from:

• a failed or declined payment;
• an unpaid invoice;
• a cancelled future renewal;
• a fraudulent transaction;
• a payment that is reversed or charged back; or
• another transaction that does not qualify under this Agreement.

Recurring commission continues only while:

• the referred customer continues making qualifying payments;
• the Affiliate remains eligible and active under the Program;
• the underlying transaction remains valid; and
• the commission has not been excluded under another provision of this Agreement.

ICA does not guarantee that a customer will remain subscribed for any particular period.

6. Commission calculation

Unless ICA expressly states otherwise for a particular transaction or Program arrangement, commission is calculated on the qualifying membership amount actually paid by the customer and received by ICA, excluding taxes and amounts refunded, reversed, credited or charged back.

Once a commission event has legitimately arisen at the applicable rate, a subsequent general change in the standard commission rate will not retrospectively reduce that already-earned commission.

ICA may correct genuine calculation errors, duplicate commissions or transactions that were incorrectly recorded.

7. Changes to commission rates

ICA may amend the standard commission rate for future qualifying transactions or referrals by providing reasonable notice where reasonably practicable.

Changes operate prospectively.

ICA will not retrospectively reduce legitimate commission already earned solely because the Program’s standard commission rate later changes.

Nothing prevents ICA from correcting:

• a genuine accounting error;
• duplicate commission;
• fraudulent commission;
• a refunded transaction;
• a reversed payment;
• a chargeback; or
• another transaction that never validly qualified.

8. Referral attribution

ICA currently operates a last-click attribution model.

A qualifying purchase is ordinarily attributed to the Affiliate whose valid referral link was most recently clicked by the customer during the 30 days before the qualifying purchase.

ICA’s tracking and transaction records will ordinarily determine attribution.

ICA may investigate and correct attribution where reasonable evidence exists of:

• fraud;
• tracking manipulation;
• cookie stuffing;
• duplicate attribution;
• technical malfunction;
• manifest error;
• unauthorised self-referral; or
• another material tracking irregularity.

An earlier introduction to a prospective customer does not override a subsequent valid last-click attribution merely because another Affiliate first introduced the person to ICA.

9. Commission hold period

All commissions are subject to a 30-day hold period calculated from the date on which the relevant qualifying customer payment is successfully completed.

During the hold period, commission may appear as pending and is not yet payable.

The hold period allows ICA to deal with matters including:

• refunds;
• chargebacks;
• payment reversals;
• fraud;
• payment disputes;
• attribution disputes; and
• transaction verification.

Where the underlying transaction ceases to qualify during the hold period, its corresponding commission will not become payable.

10. Minimum payout

The minimum routine Affiliate payout threshold is US$20 in approved payable commission.

Approved commission below US$20 remains credited to the Affiliate account and may carry forward until the minimum threshold is reached.

The payout threshold does not, by itself, extinguish legitimate approved commission.

Where an Affiliate account is permanently closed with an approved balance below the routine payout threshold, ICA may process that balance as part of a final account settlement where appropriate, subject to fraud review, applicable payment costs and applicable law.

11. Payout methods

Affiliate payouts are currently processed manually through PayPal and are currently administered in United States dollars (USD).

ICA may introduce, replace or provide additional lawful payout methods in the future, including additional payment processors, banking methods or supported payment platforms.

The introduction or replacement of a payout provider does not require amendment of this Agreement merely because the technical payment method changes.

ICA will provide reasonable information concerning an available payout method where a change materially affects Affiliates.

Affiliates are responsible for supplying accurate payout information.

ICA is not responsible for delays or failed payouts caused by incorrect, inaccessible or outdated payment information supplied by the Affiliate.

Third-party processors may impose their own:

• transaction fees;
• receiving fees;
• currency conversion rates;
• account requirements; or
• geographical restrictions.

Those third-party conditions are controlled by the relevant payment provider.

12. Payment approval

Completion of the 30-day hold period and reaching the minimum payout threshold makes otherwise valid commission eligible for payout.

ICA may perform reasonable fraud, identity, transaction and compliance checks before releasing payment.

ICA may not arbitrarily confiscate legitimate commission that has become payable under this Agreement.

Unless ICA separately publishes a fixed payment calendar, payouts are processed through ICA’s operational payout process after the applicable hold, threshold and verification requirements have been satisfied.

ICA will use reasonable efforts to process valid approved payouts without unreasonable delay.

13. Refunds, chargebacks and reversals

Customers retain all refund, cooling-off, cancellation and consumer rights that apply to them under mandatory law.

Nothing in this Agreement removes those rights.

An Affiliate is not entitled to commission arising from a payment that is lawfully:

• refunded;
• reversed;
• charged back;
• cancelled;
• determined to be fraudulent; or
• otherwise invalidated.

If the related commission remains unpaid, it may be cancelled or reversed.

Where commission has already been paid and the underlying transaction is later legitimately reversed, charged back, refunded because of fraud or otherwise invalidated, ICA may, to the extent permitted by law, offset the corresponding overpayment against future commission or seek repayment where reasonably necessary.

ICA may not claw back legitimate historical commission merely because an Affiliate’s Program participation is subsequently terminated.

14. Suspension and termination

ICA may suspend, restrict, investigate or terminate an Affiliate account where reasonable grounds exist involving:

• fraud or suspected fraud;
• false or misleading advertising;
• unlawful marketing;
• spam;
• abuse of referral tracking;
• unauthorised self-referrals;
• manipulation of commissions;
• misuse of ICA intellectual property;
• impersonation of ICA;
• material security abuse;
• failure to provide reasonably required compliance information;
• a material breach of this Agreement; or
• another serious violation of applicable law or Program rules.

Where reasonably appropriate, ICA may investigate suspected misconduct before making a final determination.

15. Effect of termination

Unless commission arose from a fraudulent, invalid, refunded, reversed or otherwise non-qualifying transaction, termination of Affiliate status operates prospectively.

Accordingly:

• legitimate commission earned before the effective termination date is not automatically forfeited;
• historical referral and attribution records remain preserved;
• approved unpaid commission remains subject to the normal payout provisions;
• pending legitimate commission remains subject to its normal hold and verification requirements; and
• customer payments or renewals occurring on or after the Affiliate’s effective termination date do not create new commission for that Affiliate.

Termination therefore ends eligibility to generate future commission without rewriting legitimate historical transactions.

16. Fraud and Program abuse

An Affiliate may not:

• refer themselves for the primary purpose of generating commission;
• create artificial or duplicate customer accounts;
• arrange sham purchases;
• use stolen or unauthorised payment methods;
• engage in cookie stuffing;
• force or automatically generate referral clicks;
• use hidden redirects;
• interfere with another Affiliate’s attribution;
• manipulate browsers or devices to generate false attribution;
• fabricate transactions;
• coordinate fraudulent chargebacks; or
• otherwise manipulate the Program.

ICA may withhold or reverse commission directly connected to proven or reasonably substantiated fraud or abuse.

17. Marketing standards

Affiliates are responsible for the marketing they publish.

An Affiliate may not make false, deceptive, misleading or unsubstantiated representations concerning:

• ICA;
• ICA Pro;
• ICA services or tools;
• pricing;
• expected results;
• earnings;
• customers;
• leads;
• sales;
• commissions; or
• the Affiliate Program.

An Affiliate must not guarantee that joining ICA will result in income, customers, leads, sales, profitability or any other particular financial or business outcome.

Examples, testimonials, case studies or historical results must not be presented as guarantees of future performance.

18. ICA is not an investment product

ICA, ICA Pro and the Affiliate Program must not be promoted or represented as:

• an investment;
• deposit;
• security;
• savings product;
• guaranteed-income program;
• passive investment vehicle; or
• get-rich-quick opportunity.

Affiliate commission results from qualifying customer transactions.

ICA does not pay commission merely because one person recruits another person to become an Affiliate.

19. Affiliate disclosure

Affiliates must disclose their commercial relationship with ICA whenever applicable advertising, endorsement or consumer-protection law requires that disclosure.

Where legally required, the disclosure must make it reasonably clear that the Affiliate may receive compensation if a person purchases through their referral.

An Affiliate operating outside South Africa is responsible for satisfying any additional affiliate-disclosure or advertising requirements applicable in the country or market where they promote ICA.

20. Spam and direct marketing

Affiliates may not use unlawful spam or unlawful unsolicited electronic direct marketing to promote ICA.

This includes unlawful use of:

• bulk email;
• SMS;
• WhatsApp messages;
• automated communications;
• direct messages;
• calling systems; or
• purchased or unlawfully obtained contact databases.

Each Affiliate is responsible for complying with applicable consent, identification and opt-out requirements.

For activities subject to South African law, Affiliates must comply with applicable requirements under the Protection of Personal Information Act 4 of 2013 (“POPIA”) and other applicable direct-marketing legislation.

A valid request to stop receiving marketing must be respected where required by law.

21. Privacy and personal information

Each Affiliate is independently responsible for personal information that the Affiliate collects, stores, uses or discloses outside ICA’s direct control.

An Affiliate must not provide personal information to ICA unless the Affiliate has lawful authority to do so.

Affiliates may not:

• unlawfully scrape personal information;
• falsely claim that a person consented;
• purchase unlawfully obtained customer data;
• upload people into ICA systems without a lawful basis;
• misuse confidential customer information; or
• use ICA systems to circumvent privacy legislation.

ICA’s processing of personal information is governed separately by ICA’s Privacy Policy and applicable data-protection law.

Where personal information is lawfully transferred across borders, applicable cross-border data-protection requirements must be observed.

22. Intellectual property

All rights in ICA’s original:

• software;
• source code;
• websites;
• designs;
• logos;
• graphics;
• written content;
• training material;
• videos;
• documentation;
• databases;
• dashboards; and
• other legally protected materials

remain the property of ICA or the applicable rights holder.

Participation in the Program does not transfer ownership of ICA intellectual property to an Affiliate.

ICA grants an active Affiliate a limited, revocable, non-exclusive and non-transferable licence to use approved ICA names, branding, referral links and marketing material solely for legitimate promotion of ICA.

Affiliates may not:

• falsely present themselves as ICA;
• register confusingly similar brands or identities designed to impersonate ICA;
• sell ICA materials as their own;
• copy protected software or source code;
• unlawfully reverse engineer ICA systems;
• materially alter ICA branding in a deceptive way; or
• continue using restricted ICA intellectual property after authority to do so ends.

23. Confidential information

An Affiliate may receive access to non-public information relating to ICA or the Program.

Confidential information may include:

• internal Program information;
• unreleased products or features;
• private business processes;
• technical information;
• security information;
• non-public financial information;
• customer information; and
• internal documentation.

Affiliates may not unlawfully disclose, distribute or commercially exploit confidential ICA information.

Information already lawfully public or independently obtained without confidentiality restrictions is not confidential merely because it relates to ICA.

24. Independent contractor

Affiliates participate as independent contractors.

Nothing in this Agreement creates an:

• employment relationship;
• partnership;
• joint venture;
• franchise;
• fiduciary relationship; or
• agency relationship

between ICA and an Affiliate.

An Affiliate has no authority to:

• contract on behalf of ICA;
• create obligations in ICA’s name;
• incur liabilities for ICA;
• give warranties on ICA’s behalf;
• negotiate as ICA’s authorised representative; or
• otherwise legally bind ICA.

25. Tax responsibility

Affiliates are responsible for determining and complying with their own tax obligations arising from Affiliate income.

Depending on the Affiliate’s circumstances and jurisdiction, those obligations may include:

• income tax;
• VAT;
• sales or consumption taxes;
• reporting obligations; or
• other applicable taxes.

ICA does not provide Affiliates with personal tax advice.

ICA may report, disclose or withhold amounts where required by applicable law or a lawful direction from a competent authority.

26. International affiliates

ICA may permit persons outside South Africa to participate in the Program.

This Agreement is governed by South African law as provided below.

However, an international Affiliate remains responsible for mandatory laws applicable to their own activities and jurisdiction, including laws concerning:

• advertising;
• affiliate disclosures;
• consumer protection;
• privacy;
• direct marketing;
• online commerce;
• taxation; and
• business licensing.

Nothing in this Agreement requires an Affiliate to violate a mandatory law applicable in their jurisdiction.

Where mandatory foreign law applies despite the South African governing-law provision, it applies only to the extent legally required.

27. Account and system security

Affiliates must keep account credentials confidential and take reasonable steps to prevent unauthorised access.

An Affiliate must notify ICA as soon as reasonably possible after discovering suspected unauthorised access to their Affiliate account or payout details.

Affiliates may not:

• access another person’s account without authority;
• attack or probe ICA systems;
• introduce viruses or malicious code;
• bypass security controls;
• access restricted administration systems;
• interfere with Program operation;
• scrape restricted systems; or
• attempt to obtain non-public source code or databases without authority.

ICA may temporarily restrict access where reasonably necessary to address a genuine security or fraud concern.

28. Errors and technical failures

ICA uses reasonable efforts to maintain accurate Affiliate tracking and accounting records.

Online systems may nevertheless experience:

• temporary outages;
• software errors;
• tracking failures;
• payment-provider interruptions;
• database errors; or
• other technical problems.

ICA may correct genuine errors involving:

• commission;
• attribution;
• duplicate transactions;
• membership status;
• Affiliate status;
• payout information; or
• account records.

ICA may not knowingly use the correction process as a pretext to deprive an Affiliate of legitimate commission.

Affiliates who identify a material error should notify ICA and provide reasonably available information to assist with investigation.

29. Third-party services

ICA may rely on third-party services including payment processors, hosting services, analytics services, communications providers and other technology providers.

Those providers operate under their own terms, policies and technical systems.

ICA is not responsible for an independent third party’s actions, failure or availability except where applicable law makes ICA responsible.

A third-party provider does not become an employee, partner or agent of ICA merely because ICA uses its services.

30. No guarantee of earnings

Participation in the Affiliate Program does not guarantee:

• income;
• referrals;
• traffic;
• leads;
• customers;
• conversions;
• sales;
• profitability; or
• any minimum financial result.

Affiliate results may depend on numerous factors outside ICA’s control.

Past results, examples or testimonials are not promises of future performance.

31. Important limitation of liability notice

This section may limit certain rights or liabilities. Please read it carefully before accepting these terms.

Nothing in this Agreement excludes or restricts liability that ICA is prohibited by applicable law from excluding or restricting.

Subject to that qualification and to the maximum extent permitted by law, LR Mobi, Ideal Client Alliance and their directors, officers, employees, contractors and agents (“Company Parties”) will not be liable for indirect, incidental, special or consequential losses arising solely from participation in the Program, including losses resulting from temporary technical interruption, unavailable third-party systems or tracking errors.

Nothing in this Agreement excludes liability for fraud, wilful misconduct, gross negligence where such exclusion is prohibited, or any other liability that applicable law requires the responsible party to bear.

Any limitation in this Agreement must be interpreted consistently with applicable consumer-protection law.

32. Important indemnity notice

This section may require an Affiliate to be responsible for certain claims caused by the Affiliate’s own conduct. Please read it carefully before accepting these terms.

To the extent permitted by law, an Affiliate agrees to indemnify the Company Parties against third-party claims, liabilities, losses and reasonable legal expenses to the extent directly resulting from that Affiliate’s:

• fraud;
• unlawful advertising;
• unlawful direct marketing;
• infringement of another person’s intellectual property;
• unlawful processing of personal information;
• deliberate misrepresentation of ICA;
• unauthorised contractual commitments purportedly made for ICA; or
• material breach of this Agreement.

This indemnity does not require an Affiliate to indemnify a Company Party for loss caused solely by that Company Party’s own gross negligence, fraud, wilful misconduct or other liability that cannot legally be transferred.

33. Membership cancellation and consumer rights

Where ICA Pro or another qualifying ICA service operates as a recurring membership, renewal and cancellation are governed by the applicable membership terms and information presented during the transaction.

Cancellation prevents future renewals in accordance with the applicable membership and payment arrangements.

Nothing in these Affiliate Terms removes any statutory cooling-off, cancellation, refund or consumer right that applies to an ICA customer under mandatory law.

An Affiliate earns commission only from qualifying successfully completed payments and not from future payments that never occur.

34. Electronic commerce

ICA intends to conduct electronic transactions in accordance with applicable South African electronic-commerce and consumer-protection requirements.

Where legally required, ICA will make relevant supplier and transaction information available through its websites, checkout processes or associated legal policies.

This may include information concerning:

• supplier identity;
• pricing;
• payment;
• recurring services;
• cancellation;
• refunds;
• transaction records;
• privacy; and
• applicable consumer rights.

No term of this Agreement contracts out of a consumer right that cannot legally be waived.

35. Changes to these terms

ICA may amend this Agreement where reasonably necessary to reflect changes to:

• the Program;
• technology;
• payment systems;
• security;
• legislation;
• regulatory requirements; or
• legitimate commercial policy.

Where a change materially affects an Affiliate’s rights or obligations, ICA will provide reasonable notice where reasonably practicable.

Material amendments operate prospectively unless:

• law requires otherwise;
• an obvious error is being corrected;
• immediate action is reasonably necessary for fraud or security purposes; or
• the Affiliate expressly agrees otherwise.

ICA should preserve historical versions of these Terms for evidentiary and audit purposes.

36. Notices and contact information

ICA may communicate Program notices to the email address, Affiliate account or other official contact method associated with an Affiliate.

Affiliates are responsible for maintaining current contact details.

ICA’s official website will provide or make accessible the Company’s applicable contact information, privacy information and statutory electronic-commerce disclosures.

37. Record retention

ICA may retain Program records reasonably necessary for:

• accounting;
• payment administration;
• taxation;
• fraud prevention;
• legal compliance;
• contractual enforcement;
• dispute resolution; and
• auditing.

This may include historical attribution and commission information after Affiliate participation ends.

Personal information will remain subject to applicable privacy and data-retention law.

38. Force majeure

Neither party will be liable for failure or material delay in performance caused by circumstances genuinely beyond that party’s reasonable control, including major telecommunications failure, widespread payment-network failure, natural disaster, war, government restriction or comparable events.

This clause does not extinguish a payment obligation that had already become due before the relevant event unless performance of that payment obligation itself is temporarily prevented by the event.

39. No waiver

Failure by ICA to immediately enforce a provision of this Agreement does not permanently waive its right to enforce that provision.

Any waiver applies only to the particular circumstances in which it is expressly given.

40. Severability

If a provision of this Agreement is found to be invalid or unenforceable, that provision will be restricted or severed only to the extent reasonably necessary.

The remaining provisions continue in force to the extent permitted by law.

41. Assignment

An Affiliate may not transfer or assign their Affiliate account or rights under this Agreement without ICA’s prior written consent.

ICA may transfer this Agreement or the Program as part of a lawful corporate restructuring, sale, merger or transfer of business, subject to applicable law.

Such transfer does not retrospectively remove legitimate commission already earned before the transfer.

42. Entire agreement

This Agreement, together with policies expressly incorporated into it, constitutes the agreement governing participation in the Affiliate Program from its applicable effective date.

It replaces previous Affiliate Program terms dealing with the same subject matter from the date this Agreement becomes binding on the Affiliate.

No informal conversation or representation modifies these Terms unless the modification has been validly authorised by ICA and is legally effective.

43. Governing law and jurisdiction

This Agreement is governed by the laws of the Republic of South Africa, subject to any mandatory law that cannot legally be excluded.

Subject to mandatory consumer, regulatory or statutory rights, disputes arising from this Agreement may be brought before a court of competent jurisdiction in South Africa.

Nothing in these Terms prevents a person from exercising a statutory right to approach a consumer, privacy, regulatory or other forum where that right cannot lawfully be excluded.

44. Plain language and interpretation

These Terms are intended to be understood in plain language.

Headings are included for convenience and do not independently alter the meaning of a provision.

“Including” means including without limitation unless the context clearly indicates otherwise.

If ICA makes a translated version available, the English version governs to the extent permitted by applicable law.

Affiliate acknowledgement

Before joining or continuing in the Affiliate Program, the Affiliate acknowledges that they have been given a reasonable opportunity to read these Terms.

By clicking “I Agree” or another clear acceptance mechanism, the Affiliate confirms that they understand and accept that:

1. the standard Affiliate rate is 30% recurring commission on qualifying transactions;
2. commission is subject to attribution, qualification and a 30-day hold period;
3. the routine minimum payout threshold is US$20;
4. payout methods may change as ICA introduces or replaces supported payment providers;
5. Affiliate income and business results are not guaranteed;
6. terminated Affiliates do not generate new commissions after their effective termination date;
7. legitimate historical commission is not automatically forfeited merely because Affiliate status later ends;
8. Affiliates are responsible for complying with applicable marketing, privacy, disclosure and tax laws; and
9. the Affiliate has been specifically given an opportunity to read the Limitation of Liability and Indemnity provisions above.

LR Mobi
Trading as Ideal Client Alliance
Registration Number: 2026/174534/07
Republic of South Africa

Effective Date: 27 August 2026